Privacy Policy

At Cosy Financial Coaching, your privacy is a top priority. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website, purchase coaching guides, or engage with our financial coaching services.

1. Information We Collect

We collect the following types of personal information:

  • Personal Identification Information: When you visit our website, sign up for our newsletter, make a purchase, or contact us, we may collect your name, email address, phone number, billing address, and payment information.

  • Non-Personal Identification Information: We may collect non-identifiable information such as your browser type, device type, IP address, and browsing behavior on our website for analytical purposes.

  • Payment Information: When making a purchase, you will be required to provide payment details. All payment transactions are processed securely via a third-party payment processor, and we do not store your payment information.

2. How We Use Your Information

We may use the information we collect for the following purposes:

  • To process transactions and provide coaching guides and services.

  • To communicate with you regarding your purchases, updates, and any changes to our services or terms.

  • To improve our website and services based on your feedback.

  • To send promotional emails, newsletters, or information about new products and offers (with your consent).

  • To ensure the security of our website and detect any potential fraudulent activity.

3. Sharing Your Information

We do not sell, rent, or share your personal information with third parties for marketing purposes. However, we may share your information in the following instances:

  • Third-Party Service Providers: We may share your information with trusted third-party vendors who assist in the operation of our website and services (e.g., payment processors, email marketing platforms). These service providers are obligated to protect your information and use it only for the purposes we specify.

  • Legal Requirements: We may disclose your information if required by law, to comply with a legal process, or to protect our rights, property, and safety.

4. Data Security

We take reasonable precautions to protect your personal information. While we use secure servers and encryption methods to protect your data, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee the absolute security of your data, but we are committed to implementing industry-standard security measures to protect your privacy.

5. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website, personalize content, and analyze site usage. Cookies are small data files stored on your device. You can control cookie settings through your browser, but disabling cookies may affect the functionality of certain parts of the website.

6. Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from minors. If we become aware that we have inadvertently collected information from a child, we will take steps to delete such information as quickly as possible.

7. Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or security of these external sites. We encourage you to review the privacy policies of any third-party sites before providing them with personal information.

8. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

Effective Date: 15.03.2025